Brian Cvetkovski, owner of Cvetkovski Financial, LLC an insurance agency in Southeast Michigan specializes in helping individuals, families and business owners with their insurance needs. Specifically, Brian focuses on life insurance, disability income protection and employee benefits. Brian started out his career in the insurance industry in early 2013 working for a large insurance carrier. In May of 2017, Brian opened his own insurance agency and using his existing relationships within the insurance market, he can access 30+ insurance carriers to bring solutions to the table for his clients. This is a competitive edge where he can bring a non-biased approach, eliminate any sales conflicts and truly help his clients with a solution that fits their goals. Brian takes a holistic approach when he works with his clients. He takes time to understand and learn about his clients so he can make the absolute best recommendations to fill their needs and accomplish their goals. Education plays an important role in his client conversations. There is a lot of research and strategy that goes into proper and effective insurance planning. Brian wants to make sure his clients understand what they are putting into place and why. He is highly involved in helping educate young professionals on these matters through his agency as well as he is a board member and chair of Detroit Young Professionals, a 501c3 nonprofit in the City of Detroit.
Millennials, or if you prefer young professionals, are in a unique position in their lives. They are starting businesses, getting married, having kids, starting new jobs and much more. There are a lot of moving parts in our lives today, but what happens if a tragic incident occurs and things come to a halt? What kind of back up plan do you have to protect your loved ones or your business? What is your source of income if you become too sick or hurt and you cannot work? Proper insurance is crucial in a sound financial strategy and is your safety net in the event of a tragedy. Come learn the basics of proper life insurance planning and disability income protection. See how these two insurance products play an important role in your life today and your future. We will have a casual, informative and engaging conversation in the basics of proper insurance planning, such as:
- Types of life insurance and disability income protection
- Calculating your needs – how much life insurance do you need? How much disability?
- Why it’s important to seek quality and not just shop insurance on cost
- Life events and how they impact your insurance needs
- Why life and disability insurance is an important strategy for young professionals
- Single? No children? Why you should still have life insurance.
- Cost of waiting and how it impacts you
Due to insurance laws, this will be a generic explanation of topics and not client specific. There will be no solicitation of products and/or services provided by Brian and his agency. All guests will have the ability to schedule a no obligation meeting to discuss their personal needs and goals if they choose too. Brian does not charge a fee and promotes education through this presentation.